Coverage is universal in need, but yet not often fully understood. Has your current agent explained what all the different coverage options actually mean so you know what you’re buying? Have you ever been told about the gaps that might exist for relying on your own auto insurance while renting a car or using your vehicle to haul other passengers for a fee? Having the right limits is important, but we also need to know about you and your driving habits as many factors affect your rate. We want make sure you get all the discounts you are entitled to. We even have programs where you can earn additional discounts (up to 30%) if you allow a monitoring device in your car – with no downside!